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How to Make Auto Accident Claims When it comes time to make claims for auto accidents, you need to be as prepared as possible. The first thing to do is draw a precise sketch of the accident scene. This should include the street layout, the way in which the vehicles were arranged prior to and after the accident, as well as witnesses. Also, keep track of any injuries or pain you suffered during the incident. You may also be able to claim damages for pain and suffering. Serious injuries can result from pedestrian accidents Pedestrian accidents are quite frequent and result in a large number of injuries. These injuries could be serious and require expensive medical treatment. In addition they can cause a great deal of stress for the victim. Distracted driving is another key cause of these accidents. Drivers who are distracted usually use their phones while driving, diverting them from the road. Even if they are going slowly, these drivers remain a danger to pedestrians. Pedestrians who are hit by a vehicle are often left with fractured bones. In extreme cases this can lead to ruptured lungs or even a broken heart. In addition the pedestrian could sustain burns or road rash, and may be left with permanent scarring. Moreover, many pedestrian accidents can cause emotional trauma. automobile attorney are usually the cause of death or severe injuries which is why they're so tragic. Riddle & Brantley attorneys are experienced in these kinds of cases and are aware of the devastating effects they could have for the victims. Whether the accident happened on a sidewalk, parking lot, or street, it can cause devastating injuries, or even death. Fortunately our law firm can assist you in obtaining compensation for injuries resulting from these accidents. If you were struck by a car, you can file a claim with the insurance company for the driver. Be aware that the insurance company is a business and is motivated by the desire to earn money. It will do everything to settle your claim as quickly and with the least amount possible. If you fail to take care that you are aware of your rights to additional compensation and settle for less than you are entitled. It is important to seek out the advice of an experienced personal injury lawyer to protect your rights and receive the money you are entitled to. Uninsured/underinsured motorist coverage Underinsured/uninsured motorist coverage provides an extra layer of protection to drivers who are in an accident. Personal Injury Protection (PIP) is offered to anyone injured in a car crash but does not typically cover the total cost of the accident. Fortunately, there are ways to maximize the amount of money you can receive from your Uninsured/underinsured Motorist claim. Underinsured/underinsured motorist claims cover the damage caused by an at-fault driver without enough insurance to pay for the damages. To make an underinsured motorist claim, you must first confirm that the at-fault driver's insurance policy does not cover the damages caused by the accident. If the accident was caused by a hit-and-run driver, you must submit proof of physical contact and evidence of injury. In some states, uninsured/underinsured motorist insurance is mandatory. In these states the minimum amount of UM coverage is similar to your liability coverage. In other states, it's a choice. Once you've found an uninsured/underinsured motorist, be sure to report it to your insurance company. Follow up with the adjuster assigned for your claim. The adjuster will review the accident and decide on your claim. Uninsured/underinsured motorist coverage is an important part of auto insurance. This insurance can provide an additional boost to your claim. It could cover medical expenses and damages caused by drivers who are not insured. Uninsured/underinsured automobile claims are often relatively simple to pursue, but they can be complicated. The insurance company will file a claim and conduct an investigation when the driver who is at fault does not have sufficient insurance. They will also gather medical records and other evidence in this time to determine the claim value. Depending on the severity of the injuries, the process may take anywhere from a few weeks up to six months. Collision coverage Collision coverage pays for damage caused by auto accidents by other drivers. Collision coverage also covers the damage to your vehicle when you collide with other objects like guard rails or trees. While collision coverage is legally required, you can choose a lower deductible to lower the cost of your monthly insurance. However, deductibles with high amounts can increase out-of-pocket costs. When selecting collision insurance it is important to think about the cash value of your car. The amount you can deduct will be affected by the vehicle's actual cash value. The advantage of collision insurance for auto accident claims is that you won't have to worry about the fault of the incident. If you're involved in an accident collision coverage will pay for expensive repairs or an alternative vehicle. This insurance is particularly important for teens and new drivers who might not have much experience driving. When deciding on collision coverage, you must consider your budget. If you're looking for a full coverage policy or a lower deductible will depend on the situation you're in and the age of your vehicle. Full coverage is more costly than collision. If you only plan to use the policy only once it is possible to reduce the coverage. Talk to your agent about the terms of the policy to determine what your deductibles are. Collision insurance will cover repairs if you're hit by another vehicle or other object. The coverage does not have a maximum monetary amount, but the maximum payout will be based on the actual cash value of your car. It may not cover injuries to pedestrians or animals fire damage, injuries to the body. MedPay If you or a person in your party is injured in a car crash it is possible to file an Med Pay auto accident claim. The insurance coverage doesn't require evidence of fault or negligence and can cover your medical expenses, regardless of who was responsible for the accident. However, you should be aware that this insurance coverage will not cover your pain, emotional distress, or loss of wages. It is important to be aware that this coverage isn't always available for all auto accidents. Certain states allow you to claim for injuries resulting from drunk driving. Also, you should know that your MedPay coverage does not pay for damages from an accident caused by another driver's intoxication. You could have to pay more for your medical expenses than your coverage allows. In addition to covering medical expenses, MedPay will also cover funeral expenses. While it can be difficult to prove fault, this coverage can help you get back on your feet after an accident. With this type of coverage, you can avoid high co-pays and deductibles that come with your health insurance. MedPay also covers ambulance costs and emergency medical technicians. MedPay can also cover nursing care and prosthetics. MedPay is also beneficial to drivers who transport passengers who are not part of their family. Although you are only able to be reimbursed for medical expenses up to the limits set by the policy, this insurance can still be beneficial in the event that you frequently chauffeur people outside of your family. MedPay is especially useful for drivers who are part of a ride-sharing service, as ride-sharing companies require that riders be covered by additional insurance. Drivers with high-deductible health plans will be grateful for MedPay coverage. It can even pay co-payments for those without insurance. Imagine that you've got more than $100 in medical expenses following a car crash. Without the med-pay coverage you'd have to cover the entire cost out of your own pocket. Non-economic damage In the case of a car accident claim non-economic damages refer to the emotional and physical pain caused by an accident. These kinds of damages are designed to make the injured person whole. They can be a result of medical bills and car repairs. They could also include the loss of wages as well as time off from work. The suffering and pain can last for a lifetime and are difficult to quantify. A non-economic damages claim can compensate the victim for these losses and more. To seek non-economic damages from the other driver in an auto accident claim the personal injury lawyer must first prove that other driver's negligence caused the injuries you sustained. This can be a challenge if the injuries were not economically calculable. It's possible, but not impossible. An experienced lawyer can assist you file this claim and negotiate a settlement for you. It is impossible to quantify the non-economic damage so keep a log of your experiences. Keep an eye on your daily emotional pain levels and any changes in your relationships. Also, keep track of any emotional turmoil that you've experienced because of. This document will be helpful for your attorney when creating a narrative about your case. In determining non-economic damages the jury must take into account the severity of the injuries and the impact they could have on the person who has been injured. These damages can include past and future medical treatment, medical bills, lost wages and property damage. In many instances, juries may award the amount by multiplying the severity of the injury by a multiplier that varies between 1.5 and five. In some states there are states that limit non-economic damages at two or three times the economic damages. The amount that can be recovered will depend on the financial capacity of the defendant. Some insurance policies will only cover a small portion of non-economic damages.